Frequently Asked Questions

Anyone! Whether you’re an individual with useful items you don’t use often or a rental business with inventory, you can become a Lender on LEND-IT.CA and start earning from what you already own.

You can rent out almost anything that’s safe and legal — tools, outdoor gear, event equipment, electronics, and more. We recommend listing a variety of items — Borrowers are often looking for something specific! You can’t list vehicles, weapons, illegal items, or anything dangerous. For a full list of prohibited items, please review our Terms of Service or contact us at info@lend-it.ca if you’re unsure.

Individuals who join as Lenders can list items for free. There are no listing fees, and you keep 100% of your rental earnings — we don’t take a cut. Rental businesses pay a subscription fee of $129/month, or $79/month with our Local Lender Pass. Just like individuals, businesses also keep 100% of what they earn on LEND-IT.CA.

Lenders receive payments through the platform’s secure payment system. Rental earning are transferred to the account on file. Payments are typically processed within 3-5 business days after the rental period ends.

When a Borrower requests an item, the Lender reviews and approves it. Once approved, LEND-IT.CA charges the Borrower for the rental fee, taxes, and a payment processing fee. We handle the transaction securely, deduct taxes and the payment processing fee, and send the Lender their rental proceeds after the rental is completed. This process is similar to how Airbnb handles payments for their hosts.

Yes. As a Lender, you set your own rental price, availability, and minimum rental period. However, the security deposit is standardized — LEND-IT.CA applies a $300 pre-authorized security deposit on the Borrower’s credit card for every rental. If there's an issue, the Lender must contact us with the details, and LEND-IT.CA will assess the situation and charge the Borrower’s card as needed to cover reasonable repair or replacement costs.

LEND-IT.CA pre-authorizes a $300 security deposit on the Borrower’s card for every rental. If your item is damaged, lost, or not returned, contact us — we may charge the deposit if the claim is approved. To support this, the platform includes a built-in step for Lenders to upload before and after photos. Individual Lenders are also covered by our Lender Guarantee Policy, which protects up to $3,000 beyond the deposit. Business Lenders may apply. See “Policies” for full details.

Absolutely. Whether you rent out a variety of items or specialize in one category, you can create as many listings as you’d like. LEND-IT.CA is designed to support growing inventories, help you stay organized, and make it easy to manage everything in one place — whether you’re casually renting as an Individual Lender or running a full-scale rental business.